Dealing with insurance adjusters has consistently been a critical issue among many people. Importantly, what you say when interacting with such professionals can put your claim in a compromising situation. Therefore, you need someone who understands personal injury law to answer insurance adjuster questions. Here are some crucial aspects that you should incorporate when talking with an insurance adjuster.
1. Never Admit Fault
Admitting that the accident was your fault is a terrible idea, no matter how much the adjuster tries to get you to. It may seem like the right thing to do, but anything communicated can and will be used against you. Even if you think that the car accident may have been partially your fault, you should never say so to the insurance adjuster. Instead, it’s best to wait until you have spoken with a personal injury lawyer who can help you determine how much, if any, fault you may have in the accident.
2. Don’t Provide a Recorded Statement
The insurance company will often try to provide a recorded statement about the accident and your injuries. However, you must understand that anything you say on the recording can be used against you. For example, if you inform the insurance adjuster that you’re not sure how badly you were injured in the accident, that statement can downplay the seriousness of your injuries later on. Therefore, it’s best to wait until you have spoken with a personal injury lawyer before providing any statement to the insurance company.
3. Don’t Accept Quick Settlement Offers
If the insurance company or the adjuster offers you a quick settlement, they probably want to close your case quickly and cheaply. However, if you accept their offer, you could waive your right to sue later on if your injuries turn out to be more severe than you thought. It’s best to wait until you have spoken with a personal injury lawyer who can help you understand the actual value of your claim before accepting any settlement offer from the insurance company.
4. Don’t Argue with Insurance Adjusters
It’s imperative to remember that an insurance adjuster is not your friend. They are not there to help you get the compensation you deserve. They are trained to save the insurance company money, and they will use any tactic they can think of to do so. That includes arguing with them or getting angry and saying something to adjusters that can be used against you later on. It’s essential to remain calm and polite when dealing with insurance adjusters, even if they are difficult. The best approach and technique you can use is to let your injury lawyer handle the negotiations.
Dealing with insurance and insurance adjusters can be a frustrating and challenging process. That’s why it is critical to have a personal injury lawyer by your side who can assist you navigate the process and receive the compensation you deserve. Contact Ruben J. Padron, PA, today to schedule a free consultation. Without an experienced lawyer, you might end up missing out on your compensation.
Categorised in: Personal Injury Attorney